A mobile-first banking option with no monthly fees, early direct deposit, and automatic savings features. Understand how it works before deciding if it fits your money habits.
Key features explained simply
No monthly maintenance fees, no minimum balance requirements, and no foreign transaction fees.
No catchGet paid up to 2 days early with direct deposit. Timing depends on your employer's payroll process.
Faster accessOverdraft protection that lets you overdraft up to $200 without fees. Eligibility requirements apply.
No overdraft feesA secured credit card that can help build credit history. No credit check to apply.
Build creditRound up purchases and save the change. Set up automatic transfers to your savings account.
Save automaticallyFee-free ATMs at MoneyPass and Visa Plus Alliance locations. $2.50 fee at out-of-network ATMs.
Wide networkHonest look at what works and what doesn't
Check these details to avoid surprises
Early direct deposit requires employer participation. Not all employers support 2-day early pay.
Use the ATM locator in the app. Out-of-network fees add up if you're not near MoneyPass ATMs.
Deposit cash at Walgreens, CVS, and 7-Eleven. $1,000 daily limit, $10,000 monthly limit.
Starts at $20. Can increase to $200 based on account activity and direct deposit history.
$200 daily limit for external transfers. Higher limits available for direct deposit users.